Re: Paypal
Paypal is very safe, yes. The advantage is that it allows for your site to accept credit cards without having to go through everything with a bank to get merchant status: paper work, credit history check, opening accounts with them, paying fees. With paypal it's very straight forward, they just set it up for you, process your credit cards and take about the same transaction fee that a bank would. Good luck with your site!
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Ilya
eBoundHost
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